Types of Condo Coverages
Dwelling (Your Condominium)
If your condo is damaged from fire, lightning, explosion, vandalism, riot, or even a falling aircraft, then Dwelling Coverage would cover the cost of repairs to the unit you own as well as the adjacent condominium unit.
Separate Structures (Anything Other than Your Condominium)
If your detached garaged or other unattached structures is damaged, then Separate Structures Coverage would cover the cost of repairs or replacement.
Personal Property (Your Things)
If your furniture, electronics, clothing, jewelry, collectables, etc. is damaged or stolen, then Personal Property Coverage would cover the cost of repairs or replacement.
Loss of Use (When You Can Not Live in Your Condominium)
If your condo is damaged and uninhabitable, then Loss of Use Coverage would cover the cost of additional living expenses, such as hotel, meals, rented home/apartment, etc.
If a bodily injury or personal property damage claim is made against you from an occurrence on your property, Personal Liability Coverage will cover your legal defense and liable obligations up to the stated limits of your policy.
Medical Payments to Others
If someone is injured on your property, Medical Coverage will pay for reasonable medical expenses.
Other Coverages Available
Extended Replacement Cost
Contents Replacement Cost
Debris Removal Cost
Tree, Shrub, Plants, and Lawn Cost
Contact Kurtin Insurance & Financial Services to get a quote on Condo insurance. You can also use or online rating tool to compare quotes from multiple insurance companies.